Buying your first Car!

So you think its time you bought your first car??!!

:::Like most ladz, i'v waited most my lyf to finally drive and own a car, and at the moment i'm taking my lessons, so hopefully in a few months i'll be on the road cruzin with my mates in a modified Focus lol :D...

But unfortunately, its not as easy to be a youngsta and own a car theze dayz, mainly because of insurance, and it is the largest expense for your life, next to buyin a house!



:::: "There are a lot of factors that affect your car buying decision, the size and type of car, where to buy, type of motoring, the maintenance and running costs, your personal preferences, when to buy and probably the most important factor - the cost"

::: Here's some tips from me, on buyin your first car and learnin 2 drive:

- Buy a car, after you'v passed your driving test!, coz you could face hefty charges on insurance



- don't learn drive with your rent's if your not insured with the car, coz an accident could damage your parents records, and ur own when u want to get ur own insurance, and ITS ILLEGAL, if ur caught u may be banned from drivin, and imagin not being able to drive whilst all ur mates can :... (but if ur desperate, find a large empty car park, or piece of land lol)- If u want the experience it'll be cheaper to pay for extra lessons too, rather than insurance on ur rent's car....



- Make sure it's a small car! i knooo we'v all dreamed of cruzin in our beamaz n porshez, but a small car will help you gain confidence in your drivin, and the insurance is a lot cheapa, do you realli wanna spend more on the insurance than a cars value?!*.... Plus if u hav an accident at a yung age and make a claim, your insurance premium's will shoot up, for mor thingz than jus your car! Even it's not about money with you, its about makin sensibl decisionz now that'll help ya lata on...



- Take the Pass plus scheme, it'll make you a better driver, and giv you a 35% discount at sum insurance companies. Its a 6 hour learning experience, that costs around £150.... A good knowledge of driving is for life....



- Some manufacturers offer free insurance with there brand new cars, and the savings r well worth a look at



- Buying from private traders and car supermarkets is much cheaper than buying elswhere



- Keep modifications low, alloys, headlamp mods, lighting and sound systems won't boost ur insurance much , however stay away from skirtingz, spoilers, induction kits, exhaust modz- jus to begin with



- Don't lie about the main driver when gettin insurance, coz if ur caught, u will hav great difficulti gettin insurance eva agen,,, insurance companies are now sharing certain information on customerz



- Get a low maintenance car, your a student! many of u don't wurk, and maintaining a car is very expensive



- Get a car with fuel economy



- Try and get a car with at least an NCAP rating of 3 starz, afta all, we'r lyk 80% more likely to be involved in an incident- and that isn't down to how well we drive, its down to experience



As you become a better driver, your insurance will soon get cheaper too, and you can get wateva car you want eventually...



I knoo sooo the main idea is that Insurance is a pain in the u kno wat, but i can't change that sooo, jus try n take my advice...



ATM, i'm jus tekin lessons + i havent driven my mumz or dadz cars, its jus too risky if ur caught... i can't drive my dad's Beama till i'm 21, and insurance on my mumz Punto Active Sport, is a bomb, so i'll jus carry on wiv my lessonz till i'v passed... and i'm probz gnna tek the pass plus scheme too (ya get to drive fastttt lol)...



Wat situation u guyz in?